800-353-8355

Cargo Insurance & Freight Insurance in Duluth and Alpharetta

The ability to move products from one place to another is the backbone of our entire economy. Whether you're moving products from a port to a store for sale, helping people move between homes, or transporting raw materials for manufacturing, you know how important it is to get the job done safely and on time. However, without cargo insurance and freight insurance, your business could be at risk if any of your trucks is involved in a serious collision.

You already know how important it is to complete a job correctly. From ensuring loads are packed securely to recruiting safe drivers, you're constantly invested in making your business the best it can be. Talbert Insurance Services can help make sure your efforts are protected, and that if something does go wrong, you'll be able to continue operating.

Cargo Insurance Coverage—What's Covered and What's Excluded

Most cargo that is shipped under a proper bill of lading will be covered by your cargo insurance. Major exclusions include, but are not limited to:

  • Alcohol, Tobacco, some medicines, and any illegal drugs
  • Currency and Valuables (especially art, jewelry, coins, and cash)
  • Items considered dangerous (acids, explosives, or radioactive items, including some fireworks and other celebratory products)
  • Living creatures
  • Anything owned by your company

If you plan to ship anything excluded from cargo insurance, it may be covered by another policy (especially if you own the items in question). Otherwise, you can talk to one of our agents about alternatives for cargo insurance and freight insurance that can actually cover the transportation of high-risk items.

Freight Insurance Coverage—Large and Small Freight Shipping Coverage

Your shipping volume is a major factor in finding just how much insurance you need. In 2014, there were over 400,000 collisions involving large trucks, which comes out to over 1100 collisions every single day. The majority of these incidents are not the fault of the commercial truck driver, but the simple truth of the matter is that they do occur on a regular basis.

It's also important to note that collisions are not the only forms of loss—theft is a major problem in some areas, and average losses approach a quarter‑million dollars per incident.

Larger trucking companies require more insurance in case there are problems with multiple vehicles, such as thefts from multiple trucks parked in one place. Even smaller companies are at risk, though, making cargo insurance and freight insurance one of the most important defenses of any hauling company.

 

1. "Large Truck and Bus Crash Facts 2014." Federal Motor Carrier Safety Administration. Accessed April 20, 2016. https://www.fmcsa.dot.gov/safety/data-and-statistics/large-truck-and-bus-crash-facts-2014.

2. "Truck Stats." Trucking Statistics. Accessed April 20, 2016. http://www.truckinfo.net/trucking/stats.htm.

3. "Average Truck Cargo Theft worth $232,924 in 2014." Accessed April 20, 2016. http://www.businessinsurance.com/article/20150310/NEWS06/150319974.

Talbert Insurance Services

3473 Satellite Blvd #114

Duluth, GA 30096

Main office: 770-464-5608
Toll free: 800-353-8355
Fax: 770-813-8535

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 8:30 AM - 5:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Our members’ needs are very specialized and unusual. Talbert Services acquaints themselves with our needs and works to assure that we are satisfied in the most efficient and economical ways. I recommend him highly and value our relationship both as friends and as a consultant.
Ted Madson: Executive Director of the Florida Land Surveyor's Council
Whether for my business or family, when I speak to Larry I know I am speaking to someone who is passionate about insurance. If you want to work with the best in the business, then you want to work with Talbert Insurance.
Jason Friedlander: Owner TwistSix
I’ve owned a small business for the last 8 years and Larry and his staff have been one of the major reasons we have found success. At every turn, they were there to make sue we were covered, from our Workman’s Comp, Liability, Auto, Life to Umbrella Coverage.
Global Painting & Renovations
Such great customer service! Rates are excellent. I've been a home owner with rental property for over 25 years. By switching to Talbert, it helped me to reduce premiums by bundling auto, home, and condo insurance, while maintaining pretty much the same coverage I was accustomed to! I strongly recommend looking into doing business with these folks.
Sheila G.
I have always been very satisfied with the service I have received from Talbert Insurance Services. They provide insurance for both our cars and home. You will be happy that you switched to this great company.
Home & Auto Customer
If you need Life, Auto, or Renters Insurance go see Larry and his team. I didn't know a thing about life insurance, but after leaving Larry's office, I know I'm in good hands with my policy and that I'm getting expert advice from the best in the biz. Be sure to ask Larry about his "fire wallet"....you'll be amazed!
Jason Michno
I could not ask for a better insurance company! They saved me so much over what I had been paying. When I had a claim they took great care to make sure that I had no down time and I had a check within days to replace the item.
Precision Land Surveying, Inc.
Talbert Insurance Services’ customer service has been beyond great. It is nice to work with a company that knows who you are, what you need and the importance of these things when it comes to small business owners. Thanks Talbert Insurance Services for making my day to day life a little easier.
First Choice Realty Group of GA, LLC
We are about to reach the end of our first great year with Talbert Insurance Services. We are impressed with the outstanding service from the office/support staff. Our agent, Ted B, strives to offer us the best coverages available in our industry. We look forward to many more happy years with Talbert.
Wilson Air Conditioning Service, Inc.