800-353-8355

Non-Profit Insurance in Duluth and Alpharetta

All modern businesses require some form of insurance related to their specialized industry, and non-profit businesses are not different. Just because your company isn't focused on making profits does not mean it doesn’t require business insurance. In fact, non-profit companies can face unique risks. As noted by Risk Management, many nonprofits lack Directors and Officers Liability Insurance, which helps protect board members from personal liability if a lawsuit is brought against the non-profit.

Board members aren't the only ones at risk. If your non-profit's funds are drained, it can be hard to continue your normal operations until you can acquire more funding. Donors may be hesitant to continue supporting any non-profit that's fallen into legal or financial trouble.

Not-Profit Insurance Features

Common choices for non-profit insurance coverage include:

  • Property Insurance: Whether a non-profit owns or leases the property it uses, the property itself often plays a vital role in the non-profit’s operation. Damaged or destroyed property could prove catastrophic for a non-profit’s operations.
  • Fidelity Insurance: Unfortunately, some employees take advantage of their position and embezzle funds. This part of non-profit insurance provides coverage in the event of such losses.
  • Commercial Auto Insurance: For non-profits that rely on vehicles to transport goods or employees, ask about commercial auto insurance coverage, freight, and/or cargo insurance for businesses that transport high volumes of goods.
  • Accident Insurance: Many non-profits work closely helping people in their communities. Unfortunately, both employees and customers can be vulnerable to falls and other injuries. It's important to have coverage in the event that they're hurt.

This list is not exhaustive. Just like for-profit businesses, non-profits can engage in many different types of work. There is no single policy that's capable of covering every area of concern. Before buying any kind of non-profit insurance, talk to a Talbert Insurance Services agent about what your organization does, where it operates, and what sort of risks you might be exposed to. We'll work with you to find the best possible plan for your needs and your budget.

Requirements for Non Profits

Before you're offered coverage, you may be asked to provide some of your records. This may include a list of any legal claims your organization has faced in the past and any hazardous behaviors the company engages in (no matter how charitable those behaviors are). This helps with our risk-assessment process and ensures that the policies we offer are enough to protect your organization in the event that one or more of them is needed.

 

1. Trefry, John. "Nonprofit Management Faces Liability Risks." Risk Management. September 1, 2014. Accessed April 14, 2016. http://www.rmmagazine.com/2014/09/01/nonprofit-management-faces-liability-risks/.

Talbert Insurance Services

3473 Satellite Blvd #114

Duluth, GA 30096

Main office: 770-464-5608
Toll free: 800-353-8355
Fax: 770-813-8535

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 8:30 AM - 5:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Our members’ needs are very specialized and unusual. Talbert Services acquaints themselves with our needs and works to assure that we are satisfied in the most efficient and economical ways. I recommend him highly and value our relationship both as friends and as a consultant.
Ted Madson: Executive Director of the Florida Land Surveyor's Council
Whether for my business or family, when I speak to Larry I know I am speaking to someone who is passionate about insurance. If you want to work with the best in the business, then you want to work with Talbert Insurance.
Jason Friedlander: Owner TwistSix
I’ve owned a small business for the last 8 years and Larry and his staff have been one of the major reasons we have found success. At every turn, they were there to make sue we were covered, from our Workman’s Comp, Liability, Auto, Life to Umbrella Coverage.
Global Painting & Renovations
Such great customer service! Rates are excellent. I've been a home owner with rental property for over 25 years. By switching to Talbert, it helped me to reduce premiums by bundling auto, home, and condo insurance, while maintaining pretty much the same coverage I was accustomed to! I strongly recommend looking into doing business with these folks.
Sheila G.
I have always been very satisfied with the service I have received from Talbert Insurance Services. They provide insurance for both our cars and home. You will be happy that you switched to this great company.
Home & Auto Customer
If you need Life, Auto, or Renters Insurance go see Larry and his team. I didn't know a thing about life insurance, but after leaving Larry's office, I know I'm in good hands with my policy and that I'm getting expert advice from the best in the biz. Be sure to ask Larry about his "fire wallet"....you'll be amazed!
Jason Michno
I could not ask for a better insurance company! They saved me so much over what I had been paying. When I had a claim they took great care to make sure that I had no down time and I had a check within days to replace the item.
Precision Land Surveying, Inc.
Talbert Insurance Services’ customer service has been beyond great. It is nice to work with a company that knows who you are, what you need and the importance of these things when it comes to small business owners. Thanks Talbert Insurance Services for making my day to day life a little easier.
First Choice Realty Group of GA, LLC
We are about to reach the end of our first great year with Talbert Insurance Services. We are impressed with the outstanding service from the office/support staff. Our agent, Ted B, strives to offer us the best coverages available in our industry. We look forward to many more happy years with Talbert.
Wilson Air Conditioning Service, Inc.