800-353-8355

Commercial Real Estate Insurance in Duluth and Alpharetta

Commercial real estate insurance protects you from losses caused by damage to property assets. Most businesses are vulnerable to the same threats as every other building—fire, flooding, vandalism, or even being struck by a vehicle that goes out of control. Many of these problems are something that cannot be reasonably prevented, making them eligible for coverage that can help repair the building or allow your company to move to a new location.

Commercial Real Estate Insurance Features

As the owner of a business, you know how difficult it is to run a smooth operation. The last thing you need is a disaster that damages your workplace so badly that you can no longer continue operating. Commercial real estate insurance makes the crisis something you can handle. Before you start shopping, though, here are a few things to keep in mind:

  • The first thing you should do is take stock of the company's physical assets. This includes your building, any paper records, inventory, office equipment, signs located outside, and anything else that qualifies as a physical asset.
  • You may not need to insure everything the business owns. If you decide something is not worth insuring, removing it from your policy could lower your monthly premiums and make it easier to insure what truly matters.
  • Most policies cover either the replacement cost (RC) or the actual cash value (ACV) of the insured items. Policies that include replacement cost are more expensive, but allow for full replacement without calculating any depreciation. Actual cash value policies consider the loss of value over time, and factor this difference in to any claims on the policy.

If you're not sure which policy options make the most sense for your company, ask one of our agents for more information and they'll help you make a decision.

Talbert Insurance Services

3473 Satellite Blvd #114

Duluth, GA 30096

Main office: 770-464-5608
Toll free: 800-353-8355
Fax: 770-813-8535

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 8:30 AM - 5:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Our members’ needs are very specialized and unusual. Talbert Services acquaints themselves with our needs and works to assure that we are satisfied in the most efficient and economical ways. I recommend him highly and value our relationship both as friends and as a consultant.
Ted Madson: Executive Director of the Florida Land Surveyor's Council
Whether for my business or family, when I speak to Larry I know I am speaking to someone who is passionate about insurance. If you want to work with the best in the business, then you want to work with Talbert Insurance.
Jason Friedlander: Owner TwistSix
I’ve owned a small business for the last 8 years and Larry and his staff have been one of the major reasons we have found success. At every turn, they were there to make sue we were covered, from our Workman’s Comp, Liability, Auto, Life to Umbrella Coverage.
Global Painting & Renovations
Such great customer service! Rates are excellent. I've been a home owner with rental property for over 25 years. By switching to Talbert, it helped me to reduce premiums by bundling auto, home, and condo insurance, while maintaining pretty much the same coverage I was accustomed to! I strongly recommend looking into doing business with these folks.
Sheila G.
I have always been very satisfied with the service I have received from Talbert Insurance Services. They provide insurance for both our cars and home. You will be happy that you switched to this great company.
Home & Auto Customer
If you need Life, Auto, or Renters Insurance go see Larry and his team. I didn't know a thing about life insurance, but after leaving Larry's office, I know I'm in good hands with my policy and that I'm getting expert advice from the best in the biz. Be sure to ask Larry about his "fire wallet"....you'll be amazed!
Jason Michno
I could not ask for a better insurance company! They saved me so much over what I had been paying. When I had a claim they took great care to make sure that I had no down time and I had a check within days to replace the item.
Precision Land Surveying, Inc.
Talbert Insurance Services’ customer service has been beyond great. It is nice to work with a company that knows who you are, what you need and the importance of these things when it comes to small business owners. Thanks Talbert Insurance Services for making my day to day life a little easier.
First Choice Realty Group of GA, LLC
We are about to reach the end of our first great year with Talbert Insurance Services. We are impressed with the outstanding service from the office/support staff. Our agent, Ted B, strives to offer us the best coverages available in our industry. We look forward to many more happy years with Talbert.
Wilson Air Conditioning Service, Inc.