Flood Insurance Georgia
What Is Flood Insurance, and How do I get Flood Insurance?
Flood insurance provides protection for destruction and financial devastation caused by floods. Although it may not seem like much, even a few inches of water can cause damage and result in thousands of dollars in repair and restoration costs. Homeowners insurance does not typically cover floods. Purchasing Flood insurance through Talbert Insurance Services can protect you.
Although it may not seem as necessary as homeowners insurance, flood insurance is important if you plan on keeping your home safe and your possessions secure. Flood coverage offers protection against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, snow melts, etc.
What does Flood Insurance cover?
- The insured structure plus its foundation
- Utility & plumbing systems
- Central air conditioning equipment, furnaces, and water heaters
- Fridges, stoves, & built-in equipment
- Tile, stone, carpets or hardwood flooring
- Paneling, wallboard, bookcases, & cabinets
- Window blinds
- Detached garages detached structures (besides garages) require a separate Building Property insurance policy
- Rubble removal
- Private belongings
- Window Dressings
- Window air conditioners
- Microwave ovens and dishwashers
- Carpets
- Washers and Dryers
- Freezers and Refrigerators
- Proposed valuable items such as artwork, leather plus furs (up to $2,500)
What may not be covered inside your insurance protection :
- Damage attributable to humidity, mildew, or mold that can have been avoided by the home owner
- Currency, precious metals, and valuable papers
- Property and belongings outside of an insured building.
- Living expenses such as temporary housing
- Financial losses caused by business interruption or loss of use of insured property
- Most vehicles like automobiles, motorcycles, RV's etc....
Don't wait until it's too late. For more information on obtaining an Flood Insurance contact, Talbert Insurance Services at 770-609-4511 or fill out our online form above for your FREE Flood Insurance Quote today.
A Georgia Insurance Agency offering Flood Insurance policies in Duluth,
Berkeley Lake, Johns Creek, and Lawrenceville Georgia.